Does Your Pet Fall Into The Avian Or Exotic Pet Category?
Date: 02 Jan 17
While what is considered “exotic” depends on the interpretation of each person, insurance companies tend to categorize pets that are not cats and dogs into the “exotic” category. If you have a bird as a pet, depending on the breed, it might fall into the avian or exotic category. For instance, parrots are considered “exotic” since it’s an uncommon type of pet. Usually, the following animals fall under the avian or exotic pet category:
- Amphibians
- Iguanas
- Turtles
- Tortoises
- Parrots
- Hedgehogs
- Chinchillas
- Mice
- Hamsters
- Opossums
- Guinea pigs
- Ferrets
- Lizards
- Snakes
- Geckos
- Goats
- Sugar gliders
- Gerbils
- Chameleons
- Rabbits
A general rule of thumb is that the rarer your pet’s breed or species is, the higher the insurance fee will be. While this depends on factors such as the veterinary services available in your area, if you own a pet that is considered rare, you may have to take your companion to a special vet who may charge more. Hence, insurance premium rates are much higher for rare breeds of animals.
Moreover, aside from insurance, other expenses including maintenance and food may cost more. For instance, if you own an exotic amphibian, you may need to invest money in creating and maintaining the perfect environment that resembles its natural habitat.
If you have an exotic or avian pet, do not solely rely on insurance to lower your expenses. There are programs available that offer exclusive membership discounts in vet bills AND other expenses including maintenance, care, etc. Do what’s best for you and your pet.
